Insurance solutions for every stage of life.
We're a leading provider of health, life and supplemental insurance for Florida families and individuals. As an independent, family-owned and veteran-owned agency, we compare plans across top carriers so you get coverage that actually fits your life — explained in plain English, with no pressure and no confusing jargon.
Health Insurance
We match you to Marketplace and private health plans based on your budget, your doctors, and your prescriptions — and we explain every option in plain English so you know exactly what you're choosing. No confusing jargon, no pressure, just a plan that fits your life.
- Marketplace (ACA) plans
- Private individual and family health plans
- Plans matched to your current doctors and prescriptions
- Budget-friendly comparisons across carriers
Life Insurance
We help Florida families choose between term and whole life policies, sizing coverage to your household's real needs — not a generic formula. Whether you're protecting young children, a mortgage, or your spouse's future, we'll walk you through the numbers until they make sense.
- Term vs. whole life — which fits your budget and goals
- Coverage amounts sized to income, debt and dependents
- Policy riders and add-ons worth considering
- Reviewing and updating existing policies as life changes
Supplemental Insurance
Even a strong primary health plan leaves gaps. Supplemental coverage — dental, vision, cancer, and hospital indemnity plans — helps cover the costs your main policy doesn't, so a surprise diagnosis or dental bill doesn't become a financial emergency.
- Dental and vision plans for routine and unexpected care
- Cancer insurance for treatment-related costs
- Hospital indemnity plans that pay cash benefits per hospital stay
- Coverage that works alongside your existing health plan
Marketplace Open Enrollment
Marketplace Open Enrollment has a strict deadline — miss it, and you may have to wait a full year to enroll or switch plans. We track every deadline for you and help you enroll or switch plans before the window closes, so you never have to worry about missing your chance.
1. We review your current coverage and life changes.
2. We compare updated plan options and pricing across carriers.
3. We handle the enrollment or switch before the deadline passes.
We Compare Carriers, So You Don't Have To
As an independent agency, we're not tied to one insurance company. We compare plans across top carriers — including Blue Cross Blue Shield and Florida Health Care Plans — and lay out the differences in plain terms, so you can choose with confidence instead of guesswork.
- Monthly premium and total estimated yearly cost
- Whether your current doctors and specialists are in-network
- Prescription drug coverage and pharmacy costs
- Deductibles, copays and out-of-pocket maximums
Confused by plans, costs or networks?
Call today for a free, no-obligation review. We've guided Florida families for nearly 25 years.